Investment Accounts
Make the most of your savings with Mobility Credit Union.
Certificate Accounts
Details
If you’re looking for a competitive rate of return and don’t need quick access to your funds, then a certificate account may be right for you. Mobility CU has a variety of certificates to meet your needs. Our certificates have terms of 3, 6, 9, 12, 18, 24, 36, 48 and 60 months. Minimum deposit requirements range from $500 to $250,000, depending upon the rate tier. For rates on certificate terms longer than 24 months, call 1 (214) 574-2000 or 1 (800) 388-7889.
High Yield Savings Account
Details
A Mobility High Yield Savings Account provides you the earning power of an investment account while still giving you access to your funds. Dividends earned on a Mobility High Yield Savings Account are higher than most investment accounts and based on a tier structure. The more funds you have on deposit, the more dividends you earn. You are also allowed up to six withdrawals per month.
$100 minimum opening balance
$2,500 minimum daily balance; $10 monthly maintenance fee applies if balance is below $2,500
Individual Retirement Accounts
Details
Save for retirement with a traditional IRA deposit account. An IRA offers a great rate, no annual maintenance fee, and the benefit of tax-deferred earnings. The minimum balance to open an IRA account is $100.
Requirements:
$100 minimum opening balance on all new accounts*
Maximum annual deposit
*Rollover or transfer of an existing Traditional/Roth IRA with a balance waives $100 minimum opening balance
Benefits:
No-risk savings “nest egg” for retirement with contributions and earnings tax-deferred
Funds transferrable to another IRA
Coverdell Savings Accounts
Details
Saving for your child's or grandchild’s education has become easier. Coverdell Savings Accounts are now available. A Coverdell Savings Account is an investment tool created for the purpose of paying for the future cost of a child's elementary, secondary, or higher education. The plan allows total after-tax contributions of $2,000 per year for each child until they reach the age of 18. These contributions and their subsequent earnings are tax-free when withdrawn to pay for qualified education expenses. The minimum balance to open this account is $100.
*Terms and conditions apply. Only Texas residents qualify to join the Texas Consumer Council.
Open An Account
Opening an account online is quick and simple!